How it works

A planned, transparent digital journey.

Once launched with a regulated lending partner, each stage is intended to keep borrowers informed and in control.

A borrower would share basic details and provide applicable consent.

Lender-required identity, income, banking, and KYC checks would follow.

The regulated lending institution would evaluate eligibility and risk.

The borrower would review lender identity, KFS, charges, and agreement before acceptance.

After lender disbursal, servicing updates and permitted repayment methods would be available.

The applicable regulated lending institution—not jebSathi—will decide approval, sanction amount, pricing, tenure, and disbursal.