Indicative product profile
- Age: 21–55 years
- Monthly income: from ₹20,000
- Salaried or selected self-employed
- Resident in a supported launch location
These are proposed criteria only and may change when a lending partner is onboarded.
Eligibility
Who may be eligible?
Indicative criteria for the initial short-term personal loan programme. Final eligibility will always be determined by the lending institution.
Assessment factors
- Identity and KYC verification
- Demonstrable repayment capacity
- Acceptable bureau behaviour
- Banking and fraud-risk checks
Site age and product criteria
You must be at least 18 and legally competent to use the site or enter a binding contract. The proposed 21–55 range is separate, indicative product criteria only. Meeting it does not guarantee a loan; any bureau enquiry requires applicable consent, and the lender’s policy governs approval, pricing, tenure, and disbursal.