Fast Digital Experience
A simple digital application journey designed to reduce unnecessary paperwork.
A clearer digital credit journey
Simple, transparent credit when you need it.
Simple credit. Clear terms. Digital experience.
Short-term personal credit through a digital application journey. Loans are provided and decided by applicable RBI-regulated lending partners.
₹5,000–₹40,000Loan amount
7–30 daysTenure
Subject to eligibilityAnd lender policies
Submitting an application does not guarantee a loan. Any bureau enquiry will require applicable consent.
Illustrative amount₹25,000
jebSathi
Illustrative lender offer
₹25,000
Repayment₹29,275
Tenure14 days
APRTo be confirmed with lending partner
DecisionBy lending partner
Review before accepting
Final terms appear in the lender’s KFS and agreement.
Digital applicationConsent-led data useClear disclosuresLender-led decisionsResponsible borrowing
Built for India’s digital borrowers
jebSathi is being built to provide short-term personal credit to eligible borrowers through a simple, digital application journey.
Transparent Pricing
Applicable interest, fees and repayment obligations are disclosed before acceptance.
Paperless Process
Digital KYC, verification and documentation wherever applicable.
Secure Data Handling
Consent-driven data access, secure processing and privacy-focused controls.
Loan Amount₹5,000–₹40,000
Tenure7–30 days
ProductShort-term Personal Credit
From application to funds in five clear steps
Apply
Submit your basic information digitally.
Verify
Complete applicable identity and verification checks.
Check Eligibility
Your application is assessed against applicable eligibility and lender policies.
Review Your Offer
Review the applicable amount, interest, fees, tenure and repayment obligations.
Receive Funds
Once approved and accepted, funds are disbursed according to the lending partner’s process.
Illustrative ₹25,000 example
Understand the complete cost
This hypothetical illustration shows how costs may be presented. It is not an offer, quote, or promise of available terms. Actual pricing, fees, taxes, tenure, and eligibility are set by the regulated lending partner and disclosed in its KFS and loan agreement.
Rates & Charges Guidance →Illustrative loan amount₹25,000
Illustrative interest rate0.8% per day
Illustrative tenure14 days
Illustrative interest₹2,800
Illustrative processing fee₹1,250
Illustrative GST on fee₹225
APRTo be confirmed with lending partner
Illustrative total payable₹29,275
Illustrative only; not a loan offer. The lending partner may use different rates, fees, tax treatment, tenure, or repayment terms. Rely only on the lender-issued KFS and loan agreement.
Responsible borrowing
Borrow responsibly
Credit can create repayment obligations and additional cost. Consider the purpose, full repayment amount, due date, and impact of missed payments before accepting.
Borrow only what you need and can reasonably repay.
Approval is never guaranteed and remains the lender’s decision.
Read the lender-issued KFS and agreement in full.
Check the APR, all charges, total payable, and due date.
Loan acceptance is your choice and remains subject to applicable lender terms.
Use consent-led data access and published support or grievance channels.
Privacy and security
Your information deserves protection.
We are building jebSathi with privacy, security and responsible data handling at the core of the digital lending journey.
Digital KYCEncryptionConsent-led AccessPrivacy ControlsSecure Data Handling
Partner with jebSathi
A technology-first Loan Service Provider being built to help regulated lenders reach eligible borrowers through a fully digital lending journey.
Digital Acquisition
Targeted digital customer acquisition across relevant channels.
Digital Onboarding
A streamlined application, verification and documentation journey.
KYC & Verification
Digital identity and verification workflows wherever applicable.
Decisioning & Risk Support
Data-driven eligibility and risk signals to support lender-defined credit policies.
Technology Infrastructure
Planned infrastructure for application, underwriting support, servicing and integrations.
Responsible Lending
Transparent journeys, consent-driven data access and responsible lending practices.
Why lending partners work with jebSathi
Quality Acquisition
Focused borrower acquisition and clearly defined customer segments.
Digital Journey
Application → verification → decisioning → agreement → disbursal.
Risk-Aware Sourcing
Eligibility and risk signals before applications reach applicable lender workflows.
Portfolio Visibility
Planned operational reporting and application-level visibility for lending partners.
Borrower→jebSathi→Digital Application→KYC/Verification→Risk & Eligibility Support→Regulated Lending Partner→Loan Decision→Disbursal
Explore a partnership
View Partner Overview →
Review the proposed operating model.
See the target segment, controls, technology approach, and partnership boundaries.
Questions, answered carefully
jebSathi is being built as a technology-led Loan Service Provider that facilitates the digital lending journey. It is not represented as an NBFC or direct lender.
Loans are provided by applicable RBI-regulated lending partners, which assess applications and make the final lending decision.
The intended range is ₹5,000–₹40,000, subject to eligibility, product availability and lender policies.
The intended tenure is 7–30 days, subject to the applicable product and lender terms.
Pricing depends on borrower eligibility and applicable lending partner terms. The final interest rate and approved APR will be disclosed before acceptance.
Applicable processing fees, taxes and permitted charges are disclosed before acceptance in the lender-issued documents.
Applicable bureau checks may occur with the required consent. The purpose of an enquiry will be presented before it is made.
A Key Fact Statement summarises important loan terms, including the APR, charges, repayment amount and grievance details, before acceptance.
Prepayment, foreclosure and cooling-off terms depend on the lending partner and applicable agreement. Review the lender’s KFS and loan agreement.
A missed repayment may result in lender-approved charges, credit bureau reporting or follow-up under the loan agreement. Contact the lender or published support channel promptly if you expect difficulty.
Use the published grievance redressal process. Lender-specific channels will also be identified in the applicable loan documents.
A technology-led Loan Service Provider
jebSathi is being built to create a simple, transparent and digital credit experience for eligible borrowers. We work toward partnering with RBI-regulated lending institutions that provide the underlying credit facility.
Our mission
Make access to short-term credit simpler, faster and more transparent while maintaining responsible lending practices.
Our role
Customer acquisition, digital journey and technology support—not the final lending decision.
Lender role
Credit policy, approval, pricing, sanction, loan documents and disbursal.
Choose your journey
Borrower or lending partner?
Explore eligibility as a borrower, or review jebSathi’s proposed partnership model.